To summarize, if you live on $20K/year, and work at $60K/year, you can retire indefinitely in theory, after 12.5. In practice, add a safety margin. Now you're secure against random stock market problems, and you make *more money* over time.
-Okay, but you don't want to retire forever. You're not immortal[^2]. Can you retire even earlier? Yes.
+Okay, but you don't want to retire forever. You're not immortal[^1]. Can you retire even earlier? Yes.
[why we aren't all broke](/articles/retirement_math4.md)
+
+[^1]: Yet
In other words, if you can retire early, you need *way less money* to do it. That's a good reason all on its own.
-[>> just give me a calculator](/retirement_math5)
+[>> just give me a calculator](/articles/retirement_math5)